Are you looking for a home loan, to refinance or consolidate debt?
Buying a property is an exciting time. Avoid the stress and get the best possible loan.
Angela is a broker that will deliver above and beyond your expectations. Angela can help by;
- Meeting at a time and place that suits you
- Doing the legwork to find the best loan to achieve your property goals
- Providing access to over 25 of the best Australian lenders with competitive offers
- Offering extraordinary service – nothing is a hassle.
Angela does the hard work.
Angela considers a range of options for you. Using her understanding and knowledge of the current market, she assesses a variety of loans and quickly narrows it down to the ones that suit your specific needs.
And helps with the whole process.
Angela can support you through the whole process with her extensive industry knowledge and experience. She will help complete the paperwork, manage the application process and follow it through to approval. Leaving you time to get excited about your new home without the stress.
Buying a New Home
It’s a big decision, so it’s good to have someone there to help you make the right one.
Buying a home is one of the biggest things you’ll do in life. Angela is here to help you by making sure you have the info and options you need to find the finance solution you’re looking for (for the house you want).
There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other ‘deals’. As a broker, Angela will not only help you find a loan that suits your particular needs, but she’ll also help you complete the paperwork, and submit the application for you.
It’s why more than half of Australian borrowers now use a broker to secure a home loan.
Before you use a broker you might like to get a better understanding of what’s available by visiting our Different Loan Types page.
If you want to get a better idea of your borrowing power and what your likely repayments might be, try out our online calculators.
At anytime on your home buying ‘journey’, feel free to call or email Angela to find out how she can make the buying process as easy as possible.
Resarch and having the right people to help you are the keys when investing in property.
It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets in most capital cities and a whiff of increase in property prices are seeing many mum and dad investors retreat to bricks and mortar.
Generally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time.
But it’s not a quick win. Property usually has a seven to ten year cycle, with highs, lows and steady stints in between.
Fortunately, an ongoing housing shortage in Australia and a tax system that allows negative gearing on property (where any investment losses can be claimed as tax deductions) continue to favour housing as a solid, long-term investment.
But credit has tightened in the wake of the Global Financial Crisis so lenders are more cautious about who borrows and for what. We are here to help find the right lender and loan for your circumstances in this new environment. Angela can also wade through the many investment loan options on offer, leaving you more time to find the ideal property.
Refinancing. But where to start?
As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.
A shift in circumstances may mean it is time to revisit your home finances. For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered.
The right refinanced loan might help you to pay off your mortgage faster and for less, clear unhealthy debt or upgrade and add value your home, all of which are steps in the right direction.
Now is always a great time to shop around or check that you have the right loan for your needs. Angela can evaluate your circumstances to determine whether you can secure a mortgage and pay less than your current repayments, or restructure to pay your loan down faster. It will depend what interest rate you’re currently paying, what type of home loan you have (e.g. fixed, variable, interest only, line of credit) and what features you want in your loan. Speak to Angela now to explore your options.
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Looking to apply for a loan?
Get in touch with Angela to book an obligation-free appointment to discuss your property goals and see what loans are available to suit your needs.